car fleet

Looking to finance your company car(s)?

Compare our types of credit for company cars 

  1. Run a simulation, arrange your finance online and get your 125-euro origination fee waived*  
  2. Get the same personal rate online as you would in your branch
  3. Benefit from our lower rate for 100% electric cars or hydrogen cars

Arrange your finance online and get your origination fee waived

A new year’s started and that means it could be time to get a new company car. At KBC, we’re more than happy to do our bit and will waive your origination fee of 125 euros between 1 January and up to and including 28 February 2024.   

Not only that, you can also benefit from low rate car finance during this period. If you decide to go for an electric car, we’ll cut that rate even further!   

All you need to do is work out your loan in one of our online apps. If you’re happy with what you see, apply for your loan right away online. You won’t have to pay your loan origination fee, as it’s automatically reduced to zero.  

Work out your car finance

How do I finance my company car?

As an entrepreneur – whether you’re self-employed, leading an SME or a company founder – having a company car is vitally important to your business and mobility.

Taking out finance for a company car limits your investment burden and helps maintain your cash flow. A variety of options are available on the market for businesses wanting to finance a vehicle, such as leasing, renting or investment credit. Straightforward digital process: get the same rate as at your branch and adjust your residual values for leasing and renting

At KBC, you can find business car financing that perfectly fits your company's needs.

To find out which type of credit is best suited to your needs, we’ve provided a detailed comparison of five different options:

Investment Credit

Minimum credit amount

1,250 EUR excl. VAT 9,000 EUR excl. VAT 9,000 EUR excl. VAT

Term

2 to 5 years 2 to 5 years 2 to 5 years

Interest rate

Fixed Fixed Fixed

Pre-financing of VAT

Drawdowns

Can be drawn down in instalments or in one lump sum

Repayments

Monthly Monthly Monthly

Residual value

By default 4% By default 16%

Purchase option

Administrative work

Credit can be drawn down online via KBC Touch and/or KBC Business Dashboard Carried out by KBC Lease Carried out by KBC Lease

Accounting treatment

On the balance sheet: capitalisation and depreciation On the balance sheet: capitalisation and depreciation On the income statement: booked as expense
Simulate and apply for finance