Our Touch and Mobile apps let you easily draw down part of your home loan to pay invoices.

If you have a mortgage loan and want to draw it down, just tell Kate: ‘I want to draw down my mortgage loan’. You can find Kate, your digital assistant, in the top-right corner of KBC Mobile.

• receive it on your account and then pay the invoice yourself
• receive it on your account and have it paid immediately to the beneficiary

Each invoice for the withdrawal of your home loan must meet a number of conditions such as:

• The invoice must be in the name of (one of) the borrowers.
• The descriptions on the invoice must match the purpose for which you took out the home loan.
• The invoice must not yet have been paid with your own funds.
• Is an environmental permit (formerly a building permit) required for the works? Then you must first send it to us before you can dispose of the amount of the home loan.
• Order forms or quotations are not withheld from payment of the housing loan.

Have you taken out a home loan to finance a property in Wallonia where you may be entitled to a tax deduction under the chèque habitat? Certain works such as demolition and infrastructure works, all kinds of costs such as the cost price of an EPB, EPC or stability study, interior designer's fees, lighting engineer's fees, etc. cannot be paid from the mortgage. Contact us for more information.

1. Open our Mobile app and select Your home loan > Manage or open our Touch app and select Home followed by your home loan
2. Tap or click New drawdown
3. Enter the amount you need (up to the full amount of the invoice)
4. Add your invoice
5. Opt to have your invoice paid after the relevant amount has been approved
6. Sign your application digitally
7. We’ll check your application by the next banking day. Once approved, we’ll transfer the relevant amount to you.
8. The invoice amount will be paid to the account for repaying your home loan