Renovate your home
Renovating your home involves a lot of questions. What’s the right budget? How can you save on your energy bills? How do you find a reliable contractor? We’re happy to help you with every step of your renovation, from planning and financing to carrying out the work. It’s renovating, but without the hassle.
- Achieve your renovation plans without the hassle
- Lower your energy bills
- Have the work done by a reliable contractor from the ‘Impact us today’ network
Thinking about renovating?
Renovating your home is often a big project, but it offers all kinds of benefits. Maybe you've been thinking about a new kitchen or bathroom for a while, or perhaps you think it's finally time to have the garden landscaped?
You can also renovate to save money in the longer term. This might mean carrying out energy-efficient renovations such as insulating your home, fitting new windows, or installing solar panels or a home battery. In the medium term, these investments pay for themselves as they lower your energy bills. Making energy-efficient renovations also improves your EPC rating, which increases the value of your home. In other words, it’s a smart move!
Good to know: if you buy a house with an EPC rating of ‘E’ or ‘F’, you are required to renovate it and increase its rating to at least ‘D’ within five years of purchase. This renovation obligation has been imposed by the Flemish government. Keep in mind that this is only the first step – the ultimate goal of the renovation obligation is to get every house and flat to an EPC rating of ‘A’.
A renovation obligation was also introduced in Brussels in March 2024.
Renovate without the hassle
Whether you’re looking to make your dream renovation a reality or improve the energy-efficiency of your home, renovating often involves a lot of questions. What are the different options, and what does it all cost? How do you find a reliable contractor? What are your options for subsidies or a loan?
Renovating with KBC lets you leave all the headaches behind and ensures you get help every step of the way. That’s because you can arrange your entire renovation process in KBC Mobile, from planning and financing to carrying out the work. It’s renovating, but without the hassle.
Renovate your home with the help of KBC Mobile
Work out your costs and subsidies
Wondering what your renovation work will cost? If you answer a few questions about your home and renovation plans in KBC Mobile, you can get a realistic idea of your renovation costs thanks to our partner Setle. You’ll also find out which grants and subsidies you may be entitled to. What’s more, you’re free to run as many simulations as you like.
If you download your renovation report, you can also use it to apply for your home loan at KBC, so you don’t have to get any additional quotes from contractors. This service is completely free of charge for KBC customers.
Works such as insulating your home or installing new windows begin by choosing the right contractor. You want someone who can advise you on the best materials and methods for your specific situation, and who’ll also do the job professionally and guarantee quality. That's why we’re partnering with ‘Impact us today’, which has an extensive network of reliable contractors.
You can use KBC Mobile to easily request a quote for the renovation work you want to carry out. Our partner ‘Impact us today’ will contact you within five business days to schedule an appointment. A contractor will visit you to assess the situation and offer you a detailed no-obligation quote.
Monitor your home’s energy efficiency
The energy dashboard in KBC Mobile enables us to help you live more energy-efficiently and save money on your energy bills. If you’re wondering how to make your home more energy efficient, quickly answer a few questions and get your personal energy dashboard. Based on your answers, you’ll be given a score out of 100 that indicates how energy efficient your home is.
Your dashboard also allows you to monitor your requested work or energy-efficient solutions (e.g., improving your insulation) and follow up on requests for quotes to install solar panels or a home battery. In addition, it lets you see how much energy you consume and provides tips on your next investment.
If you’re looking for a loan to finance your renovation plans, the KBC Renovation Loan might be just what you’re after. You borrow at an attractive rate and you don’t have to pay any origination or registration fees. What’s more, your rate is fixed so your repayments stay the same each month.
Run your own simulation in KBC Mobile or KBC Touch in just a couple of minutes and apply for your renovation loan entirely online (so there’s no need to visit a KBC branch). You can also see right away if your loan has been approved or whether we need more information.
Turn your dream garden into reality
If you’d love a patio, a new shed, nice outdoor seating or just a spruced-up lawn, you can borrow from KBC at a great rate to finance getting your garden just how you like it.
KBC Touch and KBC Mobile let you easily work out and apply for your loan. They give you a personal rate right away, just like we do at your branch. You don’t need to have a current account with us to apply for a garden loan.
Looking for energy solutions?
If you’re looking for ways to optimise your energy consumption, we’re happy to help.
Learn more
Good to know
Legal information
The KBC Renovation Loan, the KBC Energy Loan and the KBC Garden Loan are instalment loans. Lender: KBC Bank NV, Havenlaan 2, 1080 Brussels, VAT BE 0462.920.226, RLP Brussels, FSMA 026256 A. Subject to your loan application being approved by KBC Bank NV and mutual agreement.
The KBC Home Loan is a mortgage loan for immovable property. Lender: KBC Bank NV, with registered office at Havenlaan 2, 1080 Brussels, Belgium. VAT BE 0462.920.226, RLP Brussels, FSMA 026256 A. Subject to your loan application being approved by KBC Bank NV and mutual agreement.
