Apply for your free KBC Credit Card
- Repay what you’ve spent either immediately or over time
- Make payments and withdraw cash worldwide
- Add the optional fee-based Travel package
- Repay what you’ve spent either immediately or over time
- Make payments and withdraw cash worldwide
- Add the optional fee-based Travel package
A credit card for use before, during and after your holiday
Whether you like to book your holiday early or prefer a last-minute deal, the KBC Credit Card is your ideal travel companion. If you want to travel with complete peace of mind, get additional protection by adding the Travel package:
- Optional insurance package linked to your KBC Credit Card
- 7.00 euros a month
- Includes three forms of insurance cover (travel cancellation, urgent purchases due to delayed luggage and hire car excess)
Read the information documents carefully before signing up to the insurance. You can find these documents at the bottom of this page.
About the KBC Credit Card and Travel package
The KBC Credit Card comes free with the KBC Basic Account and KBC Plus Account.
Choose the maximum amount you may spend per month, provided the limit has been approved first.
- Pay conveniently at merchants worldwide using the Mastercard network
- Shop online on your smartphone or desktop no matter where you are (whether you’re shopping online, booking a holiday, reserving tickets or taking out a subscription, pay in a flash with your KBC Credit Card)
- Withdraw cash at ATMs worldwide
Generally speaking, what you put on your credit card is usually deducted from your account in one go the following month. If you want the option of spreading your repayments over several months, you can link a KBC Flex Budget to your KBC Credit Card. Once your application is approved, you have an extra cash reserve that you can pay back at your own pace when you use it (you only pay interest on the amount outstanding).
The Travel package (7.00 euros/month) is an optional fee-based insurance package linked to your KBC Credit Card. The package includes three types of insurance cover that give you extra protection, so you can book your holiday and leave for your destination with peace of mind.
What is and isn’t covered?
Travel cancellation
Covered: expenses incurred of up to 10 000 euros per insurance year for all the insured combined if your trip is cancelled or cut short.
Not covered: includes business trips and transport not used to travel to and from the holiday destination.
Excess for damage to your rental vehicle
Covered: the excess if it amounts to at least 100 euros (the maximum amount of compensation is 2 500 euros per claim event and per insurance year).
Not covered: includes trailers and rentals for professional purposes.
Urgent purchases due to delayed luggage
Covered: additional costs due to delayed luggage that are not reimbursed by the airline (when luggage is delayed for more than four hours, up to 250 euros is paid per trip for all the insured; when delayed for more than 48 hours, the figure is 500 euros per trip for all the insured).
Not covered: includes purchases reimbursed by the airline and when you fail to collect your luggage.
Read the information documents carefully before signing up to the insurance. You can find these documents at the bottom of this page.
- Tap ‘My KBC’
- Scroll to ‘Means of payment’ and select your KBC Credit Card
- Tap the three dots at the top right of your screen
- Scroll to ‘Packages’ and tap ‘View packages’, or tap ‘Manage’ if you’ve already added a package
Link the Travel package to your credit card no later than 24 hours before booking your holiday.
If you hold a Silver, Gold or Platinum Mastercard, you don't have to do anything and can continue using your current card as usual. We will contact you sometime between April 2024 and December 2025 about replacing your current card with the new KBC Credit Card and telling you exactly how to go about it. If you have any questions, just contact KBC Live.
Not with us?
- Download KBC Mobile
- Open a KBC current account
- Apply for your credit card
Read these information documents carefully before signing up to the insurance
Good to know
The KBC Credit Card is a credit card issued by: KBC Bank NV, with registered office at Havenlaan 2, 1080 Brussels, Belgium. VAT BE 0462.920.226, RLP Brussels, FSMA 026 256 A.
The KBC Flex Budget facility is an open-ended credit facility linked to the KBC Credit Card and used as an additional means of drawing credit.
Lender and card issuer: KBC Bank NV. Subject to your card or credit application being approved by KBC Bank NV.
All insurance cover referred to is subject to Belgian law. This insurance cover is a class-16 product (financial loss insurance).
KBC Bank has taken out Travel Package insurance with KBC Insurance. You are only entitled to compensation if you were already signed up to this insurance at the time of booking and paying for the travel or rental vehicle in the relevant contract and you were still covered by the insurance at the time of the claim event. You therefore must hold an active credit card and still be signed up to this Travel Package without interruption.
The insurance ends by operation of law when the contract between KBC Bank NV and the insurer is terminated.
Credit card holders can sign up to the Travel Package at any time. Insurance cover starts on the first hour of the day following membership and lasts for a period of at least one year. After this period, you can withdraw from the insurance at any time by going through the digital process in KBC Mobile or by having its cancellation registered at a KBC Bank branch.
The conditions of cover are available from any KBC branch or at www.kbc.be/en/creditcard. The applicable general conditions alone determine your right to compensation from the insurer. The complete list of exclusions can be found in the general conditions.
Your intermediary is the first point of contact for any complaints you may have. If no agreement can be reached, please contact KBC Complaints Management, Brusselsesteenweg 100, 3000 Leuven, complaints@kbc.be, tel. 016 43 25 94 or ombudsman@ombudsfin.be, www.ombfin.be. For complaints about insurance, you can contact the Belgian insurance industry's ombudsman service: Ombudsman van de Verzekeringen, de Meeûssquare 35, 1000 Brussels, info@ombudsman-insurance.be, www.ombudsman-insurance.be. This does not affect your legal rights.
