Want to not only do your day-to-day banking, but get the most from your current account and enjoy all the benefits, too? Or prefer an account with our basic services? At KBC, you can easily switch whenever you want from our Basic Account to our Plus Account, and vice versa. You get to keep your account number and debit card, and any direct debits, standing orders or powers of attorney continue as before.
Did you know that you earn 15 Kate Coins when switching from a KBC Basic Account to a KBC Plus Account? You can then use them for a cashback when you take out KBC CyberSecure Insurance. You can find your Kate Coins under 'My KBC' in KBC Mobile, or just ask Kate!
If you’re not quite sure what you want to do, don’t worry! We’re happy to list the benefits of both current accounts again to help you make up your mind.
Compare accounts
3.75 euros a month
- 2 debit cards
- Includes debit card personalisation (photo)
- Includes a new card if the old one is lost
- Online banking
- Instant credit transfers (money credited immediately to the account)
- Smartphone notifications (when money is credited to your account)
- Overdraft facility (KBC Budget Facility)*
- Contactless payments
- Apple Pay
- Free cash withdrawals at all ATMs in Europe
- Free cash withdrawals at counters
2.00 euros a month
- 1 debit card
- Online banking
- Standard credit transfers
- Contactless payments
- Free cash withdrawals at all KBC ATMs
Switching to a different account
In KBC Mobile
- Log in to KBC Mobile
- Tap 'My KBC' at the bottom of your screen
- Select the current account you want to change
- Tap '...' at the top of the screen next to your name
- Tap 'Settings'
- Tap 'Account type' to change your KBC Basic Account to a KBC Plus Account
- Continue using your existing account number and debit card
In KBC Touch
- Log in to KBC Touch
- Go to 'Payments'
- Tap or click the current account you want to change
- Select the 'Manage' tab
- Tap or click 'Account type'
- Select 'Upgrade your account' to change your KBC Basic Account to a KBC Plus Account, or 'Switch your account' to do the opposite
- Continue using your existing account number and debit card
* The KBC Budget Facility is a credit facility in the form of an authorised debit balance on an account. Subject to your credit application being approved by KBC Bank NV. Lender: KBC Bank NV, Havenlaan 2, 1080 Brussels, VAT BE 0462.920.226, RLP Brussels.
The annual percentage rate of charge is calculated on the basis of the specified amount of credit and on the assumptions of full and immediate drawdown of the credit facility, the specified debit interest rate remains unchanged, the credit facility lasts for three months, the principal is repaid and debit interest is paid after three equal months.
