Renting a property with peace of mind
The home of your dreams might be one you rent rather than own! KBC is there to guide you through every step of the rental process, from property hunting right through to arranging insurance. What’s more, you can access all our services in KBC Mobile, no matter where you are.
- Find your rental property through our partner Immoscoop
- Keep your security deposit on a blocked account
- Protect your home and belongings with the right insurance cover
On the hunt for a property to rent
There’s only one way to approach the property market and that’s to have a clear list of requirements. Where do you want to live and how much do you want to spend? Are you after a house or an apartment and are you moving alone or with someone else? And perhaps more importantly, how flexible are you when it comes to your list?
The number of residential properties coming onto the market is constantly changing, which can make the renting process quite a challenge at times. Fortunately, KBC is there to support you through the whole process by providing various products and services to help ease the stress. If you want to talk to a KBC expert, you can do so in our branches. If you prefer to do things yourself, you can easily go about it in KBC Mobile with or without the help of Kate.
Renting a property in three steps
See your dream home sooner on Immoscoop
You’ll find not only a wide selection of properties on Immoscoop, but also ‘Immoscoop only’ properties. This gives you more chance than other property hunters to land one of those properties.
You can also save your favourite properties or create a search profile and get notified as soon as a property comes online that meets your requirements. If you use Immoscoop in KBC Mobile, Kate will send you a notification when a property of interest comes online.
If you have to set aside a security deposit, you obviously want it to remain untouched until the end of your tenancy agreement. By putting your security deposit on a blocked savings account, both you and your landlord are unable to access it until then. If there haven’t been any problems, your security deposit will simply be returned. However, if you’ve caused damage to the property, the landlord may use the amount to pay for the repairs.
Arrange your (compulsory) insurance cover
Imagine something happens to your rental property or its contents. When you take out the right insurance, you’re protected against the financial consequences of the damage. Home insurance that covers your liability as a tenant is compulsory in Belgium.
You can also extend your KBC Home Insurance by adding contents, theft and even legal assistance cover. Learn more
Good to know
Legal information
KBC Home Insurance
KBC Home Insurance is a form of property damage insurance provided by KBC Insurance. Don’t forget to read the information document for tenants at www.kbc.be/homeinsurance before taking out the insurance.
- This product is governed by the laws of Belgium.
- The insurance applies for a year and renews automatically unless you cancel it no later than two months before the principal renewal date.
- Your intermediary is the first point of contact for any complaints you may have. If no agreement can be reached, or if you have taken out this insurance online, please contact KBC Complaints Management, Brusselsesteenweg 100, 3000 Leuven, complaints@kbc.be, tel. 016 43 25 94. If you cannot find a suitable solution, you can contact the Belgian insurance industry’s ombudsman service: Ombudsman van de Verzekeringen, de Meeûssquare 35, 1000 Brussels, info@ombudsman-insurance.be, www.ombudsman-insurance.be.
- This does not affect your legal rights.
You are covered for the risks listed in the General Conditions. Some examples: damage caused by fire, storm, water and collision. Not covered: loss, deliberate damage, flooding, etc. The complete list of exclusions can be found in the General Conditions.
Visit our website or contact your Insurance Expert to request a quote for KBC Home Insurance. KBC Home Insurance is a product offered by KBC Insurance NV, a Belgian insurance company.
More information
Read this information carefully before taking out this insurance.
Other important documents are included below:
General conditions applying to KBC Home Insurance for tenants
