If you’re looking for funds that offer significant diversification, it’s best to invest in a portfolio that combines shares, bonds, real estate and cash instruments. Or perhaps diversification by country, sector or theme appeals to you most? Whatever your preference, KBC Private Banking offers you a choice among a wide range of investment funds.

A fund invests in shares, bonds, cash, real estate or a combination of these assets. The main benefit is that you achieve an effectively diversified portfolio, as you are investing relatively small amounts in each different asset. Having optimised your portfolio allocation in this way, the impact on your return will be limited if a share or bond doesn’t perform so well.

You don’t need to track the financial markets on a daily basis: our fund managers do it for you. They select the stocks, bonds or currencies that offer the best potential returns. They also track the economic developments closely and adjust their investment choices accordingly, based on their knowledge and understanding.

Funds are given a new price on a daily or two-weekly basis. Your return depends on the timing of your entry and exit. If the value of the fund is higher when you exit than when you entered you make a profit. You can then decide whether to take that profit or to reinvest it.

If you exit the fund at a moment when its value is lower than when you entered, you make a loss. There is always a risk, therefore, when investing, but this is offset by a potentially higher return. 

Are you investing in a fund? In that case you pay an entry fee. The fund will also charge an annual fee for the professional management provided by the experts.

Some funds likewise charge a fee if you choose to exit prior to maturity. This is the case, for instance, with investment funds with capital protection.

Curious about our KBC investment funds? We’ll be happy to help you.