Turning 25 means it’s time to choose your account!
Your KBC Plus Account is completely free of charge until the time you turn 25. You then have two options:
- You keep all the benefits of your KBC Plus Account for 3.75 euros a month.
- Or you can change your account to a KBC Basic Account for 2.00 euros* a month. In that case, however, you will no longer be able to do a number of things, such as use Apple Pay and withdraw cash free of charge from other banks in Belgium and Europe.
In both cases, you can continue to use your existing account number and debit card.
What you need to do
- If you want to keep your KBC Plus Account, you don't have to do anything. You will automatically be charged for your account as of the month you turn 25, but you retain all your options and benefits.
- If you’d like to change your account to a KBC Basic Account, you can easily go about it in KBC Mobile. See how.
Compare accounts
3.75 euros a month
- 2 debit cards
- Includes debit card personalisation (photo)
- Includes a new card if the old one is lost
- Online banking
- Instant credit transfers (money credited immediately to the account)
- Smartphone notifications (when money is credited to your account)
- Overdraft facility (KBC Budget Facility)**
- Contactless payments
- Apple Pay
- Free cash withdrawals at all ATMs in Europe
- Free cash withdrawals at counters
If you have a young person’s account and want to keep all the benefits of the KBC Plus Account when you turn 25, you don't have to do anything.
2.00 euros a month
- 1 debit card
- Online banking
- Standard credit transfers
- Contactless payments
- Free cash withdrawals at all KBC ATMs
If you have a young person’s account and would prefer to switch to the KBC Basic Account, follow these instructions by no later than one month before your 25th birthday.
If you have a young person’s account and would prefer to switch to the KBC Basic Account, follow these instructions by no later than one month before your 25th birthday.
- Log in to KBC Mobile
- Select the current account you want to change
- Open the ‘Manage’ tab
- Tap ‘Account type’ to convert your KBC Plus Account into a KBC Basic Account
- Continue using your existing account number and debit card
In KBC Mobile
- Log in to KBC Mobile
- Select the current account you want to change
- Open the ‘Manage’ tab
- Tap ‘Account type’ to convert your KBC Plus Account into a KBC Basic Account
- Continue using your existing account number and debit card
In KBC Touch
- Log in to KBC Touch
- Select the current account you want to change
- Open the ‘Manage’ tab
- Click ‘Account type’ to convert your KBC Plus Account into a KBC Basic Account
- Continue using your existing account number and debit card
* If you already have a KBC Plus Account and you open an additional KBC Basic Account, that KBC Basic Account will remain free. Important: the holder of the KBC Plus Account and the KBC Basic Account must be the exact same person.
** The KBC Budget Facility is a credit facility in the form of an authorised debit balance on an account. Subject to your credit application being approved by KBC Bank NV. Lender: KBC Bank NV, Havenlaan 2, 1080 Brussels, VAT BE 0462.920.226, RLP Brussels.
The annual percentage rate of charge is calculated on the basis of the specified amount of credit and on the assumptions of full and immediate drawdown of the credit facility, the specified debit interest rate remains unchanged, the credit facility lasts for three months, the principal is repaid and debit interest is paid after three equal months.
